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Saturday, June 16, 2012

How To File For A Work Accident Compensation Claim

By Tom Doerr


Many people go to work daily in different fields and professions be it office, industrial or a field occupation. They do not anticipate injury or sickness while working. However, in very unfortunate circumstances, workers may be hurt while performing their duties. This may be due poor and unsafe working environment and maintenance of equipment or machine as a result of negligence by the employer. Other causes may be the fact that a person is working in a high risk job where possibility of injury is enormous among other many calamities that might occur. It is for these reasons that employees seek work accident compensation claim.

In order for a person to seek such payments, injury must have taken place while one was working. For example if one is a driver of a certain organization and in the process of conveying products for the company gets into an accident, such an individual can make a claim for reimbursement. However if the individual was just doing his own business with the company car and in the process gets an accident, such a person cannot make an assertion for payment.

Upon confirmation that one has been hurt or harmed at his job, he should first seek medical treatment. The person may do so by requesting a fellow employee to assist him to go to the hospital. In certain conditions where a disaster occurs and one has lost consciousness, they are taken to a medical facility immediately by other staff. This action helps save lives and reduces severity of condition.

After this is done, report accident to employer within 24 hours and ensure it is recorded in an accident book. In cases where one is unconscious and is not able to report, fellow workers or family members may do it on their behalf. All evidences and details of events must be noted. In some mishaps, witnesses may also be required to tell what they saw.

However, most incidents that happen in course of employment go unreported and injured workers do not look for reimbursement. This is because they are afraid of getting fired. But this should not be the case as it is the obligation of a manager to ensure that working conditions are well maintained. Thus in case one is harmed while carrying out their daily routine, they must be compensated. It is for this reason that all institutions and companies should have coverage from insurance companies to cater for such payments.

As soon as one gets all required proof and supporting documents regarding an incident, making a work accident compensation claim is the final step. After a company approves the entire claim, one gets paid. This reimbursement has helped a lot of people as they can now take care of the hospital bills and support their families in the periods they have not been at work. Legal representation can be sought in situations where the organization refuses to make payment for circumstances that happened at employees at their various field.




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